UBS CEO Sergio Ermotti has expressed concerns about the US banking sector, stating that it is highly "overcapacitated." This reflects a broader sentiment about the banking industry in the United States, suggesting potential inefficiencies and excess capacity.

UBS Group AG operates through four main business segments: wealth management, investment banking, retail and corporate banking, and asset management. By the end of 2022, the Group is projected to manage a significant amount in deposits and loans, indicating a strong financial position.

Geographically, UBS's operating income is diversified, with a significant portion generated from the Americas, Switzerland, Europe, the Middle East, Africa, and the Asia-Pacific region. This distribution highlights the bank's presence in key global markets.