China maintains lending rates as economic stimulus effects are evaluated

China"s central bank, the People"s Bank of China (PBOC), has decided to keep its major benchmark lending rates unchanged as the government evaluates the impact of recent stimulus measures.

Loan Prime Rates

The 1-year loan prime rate (LPR) will remain at 3.1%, while the 5-year LPR is set at 3.6%. This decision aligns with market expectations, as analysts had predicted no immediate changes to the lending rates this month.

Previous Rate Cut

The PBOC"s decision follows a previous cut of 25 basis points to both the 1-year and 5-year LPRs last month.

Economic Support

The government has introduced a substantial 5-year fiscal package worth 10 trillion yuan to address local government debt issues, signaling potential additional economic support in the coming year.

Economic Growth Projection

Despite these efforts, analysts project that China"s economic growth will slow to around 4% over the next two years due to a deflationary environment and escalating trade tensions.

Positive Outlook on Chinese Equities

However, Goldman Sachs maintains an "overweight" stance on Chinese equities, forecasting a 13% upside for the benchmark CSI 300 index in the coming year.

Future Trajectory

The future trajectory of China"s economy will depend on the interplay between domestic economic conditions and external factors such as trade relations.

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