UBS CEO Sergio Ermotti has expressed concerns about the excessive capacity in the U.S. banking sector, which could lead to inefficiencies.

UBS Group AG operates in four main segments:

• Wealth management (54.3% of revenues)
• Investment banking (24.9%)
• Retail and corporate banking (12.3%)
• Asset management (8.5%)

As of the end of 2022, UBS reported current deposits of 525.1 billion Swiss francs and current loans of 387.2 billion Swiss francs.

Geographically, the Americas contribute the most to UBS's operating income (39.9%), followed by Switzerland (22.3%), Europe/Middle East/Africa (20.2%), and Asia/Pacific (16.2%). The remaining 1.4% of income is categorized as other.

This financial structure highlights UBS's diversified approach in the global banking landscape.