NBFCs are currently facing increasing stress and delinquencies across various loan segments. Microfinance, unsecured personal loans, and credit cards are particularly problematic. Vehicle loans and small business loans are also experiencing some stress, though to a lesser extent. However, home loans continue to attract investor interest, with housing finance companies remaining popular choices.

The main concern for NBFCs is over-leveraged borrowers, especially in the microfinance and unsecured lending sectors, which have drawn regulatory scrutiny. As the financial landscape changes, certain loan segments within NBFCs may present opportunities for investors navigating the current challenges in the market.

It is important for NBFCs to address the increasing stress and delinquencies in loan segments such as microfinance and unsecured personal loans. These sectors have drawn regulatory scrutiny due to over-leveraged borrowers. However, there are still opportunities for investors in loan segments like home loans, which continue to attract interest from investors. Vehicle loans and small business loans are also experiencing some stress, but to a lesser extent. As the financial landscape evolves, NBFCs need to adapt and find ways to navigate the challenges in the market.