HSBC Holdings Plc's CEO, Elhedery, has announced a significant restructuring of the company, which is the most extensive overhaul in over a decade.

However, employees and investors have many unanswered questions about the financial implications of the changes. Details such as potential job cuts and the financial savings expected from merging two major business units were not provided.

Employees are struggling to understand their roles in the new organizational framework, and there are concerns about the continuity of core services across different markets. Analysts, including Ed Firth from Keefe Bruyette & Woods, acknowledge that while the restructuring seems logical, the actual impact on costs and savings is uncertain.

Investors are closely monitoring the situation as the bank moves forward with its plans.