EFG Bank's long-term issuer rating outlook has been upgraded by Moody's from negative to stable, with the rating itself remaining at A3. This upgrade reflects the bank's improvements in capitalization and profitability, indicating a stable solvency and liquidity profile for the next 12 to 18 months.

The recent upgrades in EFG Bank's long-term deposit rating to Aa3 from A1, and the rating for senior unsecured liabilities to A2 from A3, further demonstrate the positive trajectory of the bank. These improvements are a result of the bank's progress in closing the capitalization gap with other Swiss private banking institutions and enhancing profitability, which in turn provides a strong buffer against asset risks.

Several factors contribute to EFG Bank's positive outlook. These include a low leverage ratio, minimal problematic loans, and a strong liquidity buffer. These factors collectively mitigate funding and outflow risks, ensuring the bank's stability and resilience in the face of potential challenges.