Swiss Health Insurance Premiums are expected to increase by an average of 6% in 2025, with the monthly cost reaching CHF 378.70.
The rise in costs is due to factors such as escalating healthcare expenses, inflation, and an aging population that requires more medical care. The introduction of new drugs and treatments also contributes to the strain on the healthcare system.
The impact of the premium increases will vary across different regions, with residents in Ticino facing the highest increase at 10.5% and those in Basel-City experiencing the smallest increase at 1.5%.
The high cost of medications in Switzerland is a significant factor in the rising premiums. Prices for common drugs, such as ibuprofen, are much higher in Switzerland compared to other countries.
The proposed reforms for uniform financing of health services could lead to more equitable and sustainable healthcare financing if approved. The success of these reforms will depend on voter acceptance and the government's ability to address the underlying issues driving healthcare costs.