Columbia Banking System, Inc., the parent company of Umpqua Bank, has received a neutral rating from UBS.

The bank offers a wide range of financial services, including banking, personal banking, and mortgage solutions, catering to corporations, institutions, small businesses, and individual clients.

Umpqua Bank specializes in providing various loan products, such as commercial lines of credit and term loans for corporate and small business customers. It also offers a variety of deposit products, including non-interest bearing checking accounts, interest-bearing checking and savings accounts, and money market accounts.

The bank extends lending options to individuals, covering secured and unsecured personal loans, home equity lines of credit, and automobile loans.

Umpqua Bank operates in multiple states, including Arizona, California, Colorado, Idaho, Nevada, Oregon, Utah, and Washington.