Raiffeisen Bank International AG has released a combination of positive and negative results for the third quarter, indicating a need for increased provisions, particularly in Poland.

The banking group, which primarily operates in retail banking, has achieved EUR 119.3 billion in deposits and EUR 99.4 billion in loans by the end of 2023. The bank's operations are supported by a network of 1,519 agencies across Europe, with a significant geographical distribution of its net banking product.

Eastern Europe contributes 33.7%, followed by Central Europe at 28%, South Eastern Europe at 22.8%, and other regions accounting for 15.5%. The bank is taking a cautious approach as it faces challenges in specific markets while maintaining a strong presence across the continent.