Goldman Sachs Group Inc. and Apple Inc. have agreed to pay a combined total of over $89 million as a result of an investigation by the Consumer Financial Protection Bureau (CFPB) into their credit card partnership.

The CFPB found that there were significant issues with customer service and misrepresentations that affected a large number of Apple Card users. As part of the settlement, Goldman Sachs will provide at least $19.8 million in compensation to affected customers and will also pay a civil money penalty of $45 million. Apple, on the other hand, will pay a civil money penalty of $25 million.

This case highlights the increased regulatory scrutiny that financial institutions and their partnerships in the consumer credit industry are facing.