Sweden's central bank, Riksbank, has expressed concerns about proposed changes to mortgage amortization requirements. The bank warns that easing these standards could increase stability risks in the housing market.

The caution from Riksbank is in response to a government-appointed inquiry's recommendation to allow households to reduce payments on mortgages that exceed 70% of their home's value. The central bank's concerns are based on the macroprudential rules established after the global financial crisis, which aimed to address issues related to rising house prices and growing household debt.

The Riksbank's stance emphasizes the need to strike a balance between facilitating access for first-time homebuyers and maintaining financial stability amidst mounting economic pressures.