The collapse of Credit Suisse was primarily caused by strategic errors, mismanagement, and a heavy reliance on regulatory concessions. The recent CPI report has confirmed these factors. Following the acquisition by UBS in 2023, there is a need for targeted and proportionate adjustments to regulatory requirements to enhance the resilience of the financial sector.

UBS supports most proposals put forth by the Federal Council to strengthen the financial center. However, it emphasizes the importance of international coordination for any regulatory changes. As a result of the merger, UBS is now required to hold an additional capital reserve of approximately $20 billion, equivalent to 18 billion francs. This reflects the significant economic implications of the acquisition.