Homeowners are increasingly facing climate risks, with extreme weather events and rising insurance costs impacting the real estate market. Major insurers are scaling back in high-risk areas like California and Florida, while new data on climate risks is becoming available, potentially influencing home values and investment decisions. As awareness grows, platforms like Realtor.com and Zillow are integrating climate risk ratings, highlighting the urgency for homeowners and investors alike.
Hawaii has been ranked as the state with the highest cost of living in the U.S., surpassing California and New York. The high home prices and the remote location contribute to elevated costs for goods and services, which are passed on to consumers. Other expensive states include California, Washington D.C., and Massachusetts, primarily due to high demand and limited housing supply.
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