Santander UK plans to close 95 branches, impacting around 750 jobs, while introducing 18 counter-free and 36 reduced-hours branches, alongside 290 full-service locations and five Work Cafés. Despite the closures, 93% of the UK population will remain within 16km of a branch, with over 11,000 Post Office branches available for banking services. The bank cites a significant shift towards digital banking, with a 63% increase in digital transactions since 2019, prompting the need to adapt its branch network.