Lloyds Banking Group operates in three segments: Retail, Commercial Banking, and Insurance, Pensions, and Investments, offering various financial products. Recently, CIBC Private Wealth Group reduced its stake in the company, while several analysts have adjusted their ratings, with a consensus hold rating and a price target of $2.75. The firm announced a semi-annual dividend increase to $0.1035, reflecting a yield of 4%, with a payout ratio of 60.61%.